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Motor Vehicle Legal Terms The laws that govern motor vehicles vary from one state to another. In general the law assumes the vehicle is being operated with the permission of its owner. Laws that enhance penalties that make revocation automatic or targeting social hosts have mixed impact on mortality rates. All of these measures, which include obligatory education, alcohol treatment, and interlock devices, have a little impact. Legal Definitions The laws governing motor vehicle legal terms are formulated and decided at the state level. The various federal definitions used for matters pertaining to national requirements for fuel efficiency and licensing requirements for commercial vehicle drivers serve mostly to serve administrative purposes, and are not applicable to states determining their own registration classifications. The classifications of a vehicle determine if a driver needs an additional license to operate certain kinds of vehicles. The state laws define terms like “automobile,” “light trucks” and many more. For instance, the definition of a light truck comprises any motor vehicle that has an rated carrying capacity by the manufacturer of 7,500 pounds or less. This excludes pickup trucks and panel delivery trucks. Also, it excludes any combination of vehicles specifically designed to carry property or passengers wholly within its own structure, such as manufactured homes and trailers. A wheel chair conveyance is a machine with wheels. It is typically used by those who are physically disabled and, are unable to move about as pedestrians. motor vehicle accident law firm moreno valley are motor vehicle that has no more than three wheels in contact with the ground that operates at a speed not more than 35 miles per hour. A pedicab is a vehicle that is driven by a driver who is sitting on it. The owner of a vehicle is the person who has the legal title. Traffic Laws Typically, every state has its own set of motor vehicle laws that cover everything from the registration process to insurance requirements. These laws also address the types of vehicles that are protected by law. Some of these laws are the same across states, but others differ greatly. There are laws that restrict the number of passengers that can be transported in a pedicab. There are laws that ban reckless driving on certain types of roads, like a parking lots. Someone who operates a motor vehicle in violation of these laws can be fined and punished for doing so. The penalties vary from having your driver's licence suspended to having to attend a traffic school. The law that governs speed limits on roads is among the most important laws states have. In New York, for example, it states that the speed limit for commercial vehicle is the same as for an automobile. The law also defines the definition of a “motor vehicle.” This covers every description of a carriage or device that is driven by mechanical power and utilized on a public road for the transportation of persons or property or for any other commercial purpose. It does not include trailers and semitrailers as well as house trailers or coaches or vehicles that only run upon rails or tracks snowmobiles, all-terrain vehicles and snowmobiles as well as motorized mobility aids used by people with a disability and self-propelled hay harvesting machines and tractor. Insurance A motor vehicle policy is a contract which protects the insurer against financial losses due to liability for bodily injury or death or property damage caused by a third-party that results from the ownership, operation, maintenance or the use of an insured vehicle. It may also provide protection against physical damage to the vehicle itself. It must include the name and address the named insured as in addition to the coverage offered by the policy. It also contains the premium charged and the time for which the policy is in effect, and the limits of responsibility. It should also include an agreement or a statement that the insurance coverage is provided in conformity with the coverage set out in the policy, in relation to bodily injury, death or property damage and is subject to all the provisions of this chapter. Duncanville law firms frequently suggest that clients review the sample motor vehicle policy in order to know the terms. One of the most common confusions is the definition of “motor vehicle”. This phrase is found in numerous statutes that govern the registration of vehicles as well as financial responsibility laws. Examples of the coverages that are covered under an insurance policy are commercial auto insurance for cars that are used for commercial, business establishments or activities, employment, or occupations that are carried out for profit, and automobile liability coverage, which comprises PIP, MP, and uninsured and underinsured driver coverage (UM/UIM). A majority of states require drivers to have this kind of insurance. Permissive Use It is crucial to understand how insurance coverage will work when someone other than the named insured or a family member is driving your car and causes an accident. This concept is referred to as permissive use and the specific terms of your policy may differ however, generally speaking, all large car insurance companies offer this type of insurance. However, it is crucial to note that a person driving your car must have your permission to be held accountable for any damage. Permission may be express or implied, and does not usually have to be written. In determining if there is an implied permission, courts will look at the relationship between the parties, their previous conduct and usage of the vehicle; and circumstances surrounding the specific driving incident in question. A court will also consider whether any restrictions were imposed on the scope of permissive use and if even slight deviation from the date, time, and location limitations of the original permission would be in violation of these restrictions. Be aware that adding the driver to your auto insurance policy could increase your premium, as the vehicle becomes more risky to insure. It is crucial to consider your options prior to lending out your vehicle to other people. If you aren't sure whether to add someone to your policy or not. Contact Jerry to discuss the specifics of your insurance policy and receive an estimate for free.